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Bano's Group
In this Group: Bano , Shazia, Kalsoom Bibi, Sarwar Sultana, Bushra
Bano lives in Faisalabad, Pakistan, which is famous for its textiles industry. She owns a two-room house there and has been living in it with her family for the past two years.

She is a 27-year-old business lady, selling cosmetics from her home. Her clients are mostly from her community. They give her orders for cosmetics, which enables her to earn well for her family.

Besides her business, she also manages her household responsibilities very well and gives the required time to her family. She is married to M., who is a janitor with a meager income. Bano lives in a combined family with her brother-in-law, who has a construction supplies business.

She has applied for a loan from Kiva partner Asasah for the expansion of her cosmetics business. With the loan, she will buy cosmetics in a larger quantity, which will help her to fulfill orders on time and to increase her sales.

She is a new loan user of Asasah and hopes that she will be able to achieve a better financial position in her business after the loan investment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 243
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bano's Group's $900 loan helped a member to buy cosmetics for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Feb 21, 2011
Currency Exchange Loss:
Feb 15, 2012