Elsa joined NWTF-Project Dungganon in 1997 because she aspired for something better for her family. With the help of her past 15 loans from NWTF-Project Dungganon, Elsa has been incrementally lifting her family out of poverty by the sweat of her brow.
Her previous loan of PHP 23,000 helped her earn a monthly profit of PHP 20,000, uplifting the family's standard of living. This time, for her 16th loan, she is borrowing PHP 23,000 to buy fishing gear and equipment so that she can continue to save up for the future education of her children and purchase additional fishing boats. Elsa is a Dungganon woman who is following an honorable path toward the achievement of her dreams.
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On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.
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