She lives in Faisalabad, which is famous for its textile industry. She lives there in a two-room brick house in the area of Barkatpura. She moved here 15 years ago with her family.
Her husband is a mason by profession. Naseem has three sons. She couldn’t educate them due to financial constraints. Her eldest son follows the same profession of his father. He supports his father in his business. The son next to him is a car mechanic while the youngest one works as a salesman for a low income.
Naseem is also a very good mother and a housewife. She takes care of her family very well and does her household responsibilities. She has two years of experience in her business and she is hopeful that a loan investment will prove beneficial for her business' further growth.
She is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she established good credit behavior and never missed a meeting.
Note: In the photo, the lady with her hand raised is Naseem.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid