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Khalida's Group
In this Group: Khalida, Kalsoom Bibi, Kalsoom , Rubina, Rano, Muniran Bibi, Khadija
Khalida lives in Faisalabad which is Pakistan’s third largest city and known for its textile industry. She lives there in a 2-room brick house with her family in the area of Barkatpura. She moved here 10 years ago. She is 46 years old and is a widow who has a 21-year-old son who works in a private company for a reasonable income.

After the death of her husband, Khalida had to work to support her family. She started a clothes-selling business. She takes orders from her neighborhood clients and fills them by purchasing the clothes from different shops in the city. Because Faisalabad is famous for its textiles, Khalida’s clothes-selling business is going very well.

She is a very responsible person, and as a mother she is taking care of her family very well. She has applied for a loan from Kiva partner Asasah for her clothes-selling business. With the loan, she will buy clothes in bulk which will allow her to offer more variety and to target a wider clientele.

She has been operating this business for the past 5 years and hopes that the loan investment will bring positive changes to it and she will be able to save some profit from improved income for the marriage of her son in future. She is a regular loan user of Asasah and this is her 4th loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Note: In the photo, the lady with her hand raised is Khalida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khalida's Group's $1,650 loan helped a member to buy clothes for clothes-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Feb 21, 2011
Currency Exchange Loss:
Feb 15, 2012