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Orn S., 43, resides with her family in Takeo province, Cambodia, an area known for pre-Angkorean temples. S. sells sugar canes and snacks, earning an income of $2.50 per day. Her husband is employed at a weaving factory, earning an income of $2 per day to help cover the family expenses.

Each month, the family has to spend $15 on food and $49 on the other necessary expenses.

S. is requesting a loan of $500 to purchase a new motorbike for the family to use. In the future, she would like to use the additional income to repair her house. This will be her first loan from CREDIT, a longstanding Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Orn to buy a motorbike for family use.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Feb 20, 2011
Currency Exchange Loss:
Jul 15, 2011