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Khalida's Group
In this Group: Khalida , Bilquis Bibi, Sarafeen, Shahnaz Bibi
Khalida has lived in Okara for 20 years. Okara is a small city in Pakistan known for its agriculture industry. She lives there in the area of 49/2-L with her family in a four-room brick house. She has four children: three sons and a daughter. Her eldest son drives a rickshaw. The others are getting their education in a local school.

Khalida is 52 years old and married to M. S., who is a farmer. He works in the fields, growing different crops. After cultivating the crops, he sells the produce to customers. To share the family's financial burden with her husband, Khalida sells milk to her community clients. She keeps a buffalo that she milks early each morning and customers come to her home to purchase the milk.

She has applied for a loan from Kiva partner Asasah to improve her husband’s business. With the loan, he will purchase fertilizer, seeds and other supplies to get the maximum output from his fields. He has been in this business for the past five years and Khalida is very hopeful that he will be able to expand it after the loan investment.

Khalida is a regular loan user of Asasah and this is her second loan application. In her previous loan, she established good credit and never missed a meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khalida's Group's $825 loan helped a member to buy fertilizer and seeds.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Feb 22, 2011
Currency Exchange Loss:
Feb 15, 2012