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Zeenat's Group
In this Group: Zeenat , Um-E-Kalsoom, Mukhtaran Bibi
Zeenat lives in Okara, a small city in Pakistan known for its agriculture industry. For 14 years, she and her family have lived in the Faisal Park area in a 2-room brick house.

She is supportive by nature, and she shares the family's financial burden with her husband by making shoes. Zeenat receives orders from different shoe stores and fulfills them to earn a profit. Her husband, M. Y., sells fruit from his four-wheeled cart.

Zeenat has 11 children. Due to poor financial conditions, she hasn't been able to provide an education to her children. Two of her sons do private jobs; the third drives a rickshaw. Her fourth son is a tailor. The other children stay at home and don't work.

Zeenat has applied for a loan from Kiva partner Asasah for her shoe-making business because she has a large order to fulfill. With the loan, she will buy leather, shoelaces, nails, shoe polish and other supplies to make shoes to fulfill the orders. She has been in this business for more than 9 years. She is hopeful that this loan will enable her to fulfill the orders on time and build a positive image with her clients by providing quality service.

She is a regular loan user of Asasah and this is her 5th loan application. In previous loans, she maintained good credit and never missed a meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zeenat's Group's $550 loan helped a member to buy leather, shoelaces and other supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Feb 20, 2011
Currency Exchange Loss:
Feb 15, 2012