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Ourn Y., 38, is widowed and resides with her two children in Takeo province, Cambodia, an area known for pre-Angkorean temples. Y. is a farmer and raises animals at home, earning an income of approximately $25 per day. Each month, the family has to spend $25 on food and $40 on the other necessary expenses.

Y. is requesting a loan of $600 to purchase more cows to raise and sell. In the future, she would like to use the additional income to repair her house. This will be her first loan from CREDIT, a long standing Kiva partner. Y. appears in the photograph with her mother and kid.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ourn buy more cows to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2011
Feb 20, 2011
Currency Exchange Loss:
Dec 15, 2011