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Valeria is a member of the “Las Gaviotas” (The Seagulls) communal bank. She’s 56 years old, a widow and has four children.

Valeria sells shoes. She used to sell clothes but decided to change into selling shoes because they sell more and are more profitable.

She will use the requested loan to buy merchandise: shoes and slippers for women, men and children.

Valeria joined Finca Perú invited by a girl friend. She used what she was able to save for her children’s education; now she’s saving up to buy a piece of land.
View original language description ↓
Valeria es socia del Banco Comunal Las Gaviotas, es viuda, tiene 56 años y 4 hijos. Valeria se dedica a la venta de zapatos, antes vendía ropa, pero decidió cambiar por la venta de zapatos porque tiene más salida y es mas rentable. El préstamo que solicita lo invertirá en la compra de mercaderías: zapatos, zapatillas para damas caballeros y niños. Valeria ingreso a Finca Perú, por la invitación de una amiga, lo que ahorró le sirvió para la educación de sus hijos, ahora está ahorrando para compararse un terreno.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,319,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Valeria to buy ladies' shoes and slippers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Feb 20, 2011
Currency Exchange Loss:
Aug 15, 2011