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Florence M
This is 56 year-old Florence. She is married and has 3 children aged 25, 23 and 21. In 2009, Florence established her provisions business. She began her business because she wants to be independent. Working 7 days a week and 10 hours a day, she earns about SLL 1,303,200 every month from this business. She would like a loan in the amount of SLL 4,000,000. She requires a loan in order to buy cartons of tin milk, butter, jam, magarine, sugar, etc. for her business. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 260,640. In the future, Florence plans to help her husband build a house for their family and to give quality educate to their children. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,147.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Florence M to buy additional provisions such as cartons of milk, butter, jam, magarine, sugar, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Feb 19, 2011
Currency Exchange Loss:
Sep 15, 2011