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Shareefan Munir Ahmed's Group
In this Group: Shareefan , Zahida, Razia, Shamim, Ashran
Shareefan lives in Pakpattan, a small city known for its agricultural industry in Punjab, Pakistan. She lives here in a two-roomed brick house with her family in the area of Peerkot. She moved here 30 years ago.

Shareefan is a caring lady who helps her family financially by sewing clothes. She has a good number of customers in her community who trust her work and give her regular orders every month. She learned this skill from her mother and it is of benefit to her in times of need. She is married to M. A. who is involved in a milk-selling business. For this purpose, he has three buffalo and two cows. He never compromises on quality and that’s why he makes good profits from his business every month.

Shareefan has six sons. Her two elder sons are daily wage laborers while the others are studying. She has applied for a loan from Kiva partner Asasah to further expand her husband’s business. With the loan, he will buy another buffalo, which will not only be an asset to him but also improve his income because he will be able to sell a greater quantity of milk every month. He has been involved in this business for ten years and Shareefan is hopeful that he will benefit highly from the loan. She is a regular loan user of Asasah and this is her third loan application. In previous loan years, she has maintained good credit behavior and never missed a meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 374
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shareefan Munir Ahmed's Group's $1,125 loan helped a member to buy another buffalo for dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Feb 19, 2011
Currency Exchange Loss:
Feb 15, 2012