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Shamim Akhter's Group
In this Group: Shamim Akhter, Bashiran, Rubina Bibi, Kosar Parveen
Shamim Akhter is a housewife who stays at home and tends to her household responsibilities. She is a very hard working lady and tries her best to give comfort to her family.

She lives with her family in Mian Channu, which is a small city of Punjab, Pakistan, known for its agriculture industry. Her house contains two rooms and she has been living in it for 20 years.

Her husband has a donkey cart in which he delivers goods from one place to another. He started this business 20 years ago.

Shamim has two sons and a daughter. Her eldest son operates his own donkey cart, the younger one is studying, while her daughter stays at home.

Shamim is a member of this group that has applied for a loan from Kiva partner Asasah. She wishes to use her portion of the loan to improve her husband’s loading business. Now he needs a new donkey cart because his current cart has become rough and rotten and urgently needs replacement.

She is hopeful that this investment will be good one for her family and earn her husband better profits.

She is a regular loan user of Asasah and this is her fourth loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 370
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim Akhter's Group's $925 loan helped a member to buy a new donkey cart for loading business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Feb 19, 2011
Currency Exchange Loss:
Feb 15, 2012