A loan of $475 helped to purchase vegetables and fruits.

Carmelita's story

Carmelita is a married woman who lives in Quezon, Palawan. She earns her living by buying and selling fruits & vegetables. Her husband Conrado, who is 59 years old, works as a farmer to earn his living and helps in his wife's business activities. They have six children who are 12 to 37 years old. Carmelita joined NWTF-Project Dungganon in 2004 because she aspired for something better for her family. With the help of her past 13 loans from NWTF-Project Dungganon, Carmelita has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 14,000, which she added to her working capital, helped her earn a monthly profit of PHP 10,000, uplifting the family's standard of living. This time, for her 14th loan, she is borrowing PHP 20,000, which she intends to use to buy more fruits and vegetables to resell so that she can continue to save up for the higher education of her children and expansion of her business. Carmelita is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed upon a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team (http://www.kiva.org/team/nwtf_philippines) on Kiva.org to join our team.

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