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Ghulam Fatima's Group
In this Group: Ghulam Fatima, Hamidan, Sakina, Rukhsana
G. Fatima lives in Jaranwala, a small city in the Punjab region of Pakistan known for its agriculture industry. She has been living there with her family in a two-room brick house for more than 20 years. G. Fatima is a housewife; she stays at home and does her household work. In her spare time, she also supports her husband by taking care of his buffaloes. G. Fatima has 3 daughters and 5 sons. Her 2 eldest sons work in a factory for a small salary. Three of the remaining children are in school while the others stay at home.

G. Fatima has applied for a loan from Kiva's partner, Asasah, for her husband, who operates a dairy business in the community. He will use the loan to buy another buffalo to produce more milk and to sell to many more customers. He started this business 5 years ago and is now getting good at it. G. Fatima is hopeful that by purchasing another buffalo, her husband’s business will expand and he will be able to increase his clients and profit. G. Fatima is a regular lender with Asasah and this is her 2nd loan application. In previous loan years, she established good credit behavior and never missed a meeting.

Note: In the photo, G. Fatima is holding a book (the Asasah Passbook).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 311
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghulam Fatima's Group's $875 loan helped a member to buy another buffalo.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Feb 18, 2011
Currency Exchange Loss:
Feb 15, 2012