A loan of $100 helped to purchase additional cooking ingredients like flour and eggs.


Rizza's story

Rizza O. is from the village of Samay, Gingoog City. She is 31 years old. Rizza is single and has three school-aged children. To make a living, Rizza owns & operates a bakeshop. While not the only means for generating revenue, the main source of income for the business comes from baking & selling a variety of staple products including bread in the local community. Rizza has been engaged in her business for over three years and earns approximately 3000 PHP a month for these activities. In 2011, Rizza joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Rizza is requesting a loan of 4000 PHP which will be used to purchase additional cooking ingredients such as flour and eggs. This will be the 1st loan taken out by Rizza from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business. About HSPFI: HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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