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This is Modesto D., 43, resident of Silang, Cavite City, Philippines. He is a vendor who manages his household and business while helping out his family. As of the present time he is busy providing income for their everyday expenses.

Modesto sells fruits and vegetables. His main products are seasonal fruits that are native to the Philippines like pineapples, which are grown mostly in the south, region of Luzon. Also in his product inventory are garlic and onions, tomatoes and other staples for simple recipes. His regular customers are his neighbors and the local community. He earns a minimum of Php 200 in sales every day.

To help him continue operations of his business, he is requesting a Php 10,000 loan. He will be utilizing the loan to buy additional fruits and vegetables to be incorporated into his current product inventory. He expects a boost in his business income as he expands his business.

Modesto dreams of being able to see his business grow and mature. He also dreams of having his own children who will carry on his entrepreneurship spirit. He faithfully meets up with his co-fellowship* members to share stories of his work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 454
    View loans »
    Philippines Loans Fundraising
  • $69,733,650
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Modesto buy additional fruits and vegetables to be incorporated into his current product inventory.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 3, 2011
Feb 17, 2011
Currency Exchange Loss:
Jun 15, 2011