A loan of $425 helped a member used to purchase fertilizers.


Milyn's Group's story

Milyn A. is from the village of Labo, Ozamis City, Misamis Occidental. She is 28 years old, married, and has two school-aged children. Milyn is the group leader of a four-member group loan offered by PMPC. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is "Milyn A.’s Group".

To make a living, Milyn owns and operates a business venture in the agriculture sector, raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting and harvesting corn for sale. Milyn has been engaged in her business for more than five years and earns approximately 5000 PHP a month for these activities.

In 2009, Milyn joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Milyn has successfully repaid a previous loan of 3,000 PHP from PMPC. This previous loan was used to purchase additional seeds, seedlings and young crops to raise. Milyn is requesting a new loan of 5,000 PHP which will be used to purchase fertilizers such as manure. This will be the third taken out by Milyn from PMPC. She plans to use the additional revenue generated from the business to improve the general living condition of her family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

In this group: Milyn, Candelaria, Flordeliz, Mae



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