A loan of $475 helped to purchase additional products to sell like canned goods & junk foods.


Eva's story

Eva E. is from the village of Taglimao, Cagayan de Oro City. She is 34 years old. Eva is married and has two school-age children. To make a living, Eva owns and operates a sari-sari (variety) retail shop. The main source of income for the business comes from buying and selling daily-use products, such as shampoo, soap, canned goods, junk food, and toothpaste, in the local community. She also buys and sells gold dust and rice by the kilogram. Eva has been engaged in her business for over three years and earns approximately 8,000 PHP a month for these activities.

In 2009, Eva joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Eva has successfully repaid a previous loan of 17,000 PHP from HSPFI. This previous loan was used to purchase additional inventory and working capital. Eva is requesting a new loan of 20,000 PHP, which will be used to purchase additional products to sell, like canned goods and junk food. This loan will be the sixth loan taken out by Eva from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Loan details

Loan length:

11 months
Disbursed date: February 16, 2011
Facilitated by Field Partner: Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)

Lenders and lending teams



Loan details

Loan length:

11 months
Disbursed date: February 16, 2011
Facilitated by Field Partner: Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)