A loan of $575 helped to purchase products to sell.


Elina's story

Elina S. is from the village of Burnay, Gitagum, Misamis Oriental. She is 46 years old. Elina is married and has 1 adult child. To make a living, Elina owns & operates a sari-sari (variety) retail shop. She sells daily use products such as shampoo, soap, canned goods, snack foods and toothpaste to the local community. Elina has been engaged in her business for over 5 years and earns approximately 10000 PHP a month from these activities. In 2007, Elina joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Elina has successfully repaid a previous loan of 22000 PHP from HSPFI. That loan was used to purchase additional inventory and to fund working capital. Elina is requesting a new loan of 25000 PHP, which will be used to purchase additional products to sell, such as canned goods, snack foods and beverages. This loan will be Elina's 8th loan from HSPFI. She plans to use the additional revenue generated to improve/expand her business. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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