A loan of $1,100 helped for a sewing machine, thread, pearls and hooks.


María Eugenia's story

María Eugenia is part of the “Las Pioneras del Comendador” (The Commander’s Pioneer Women) communal bank in the city of Pudahuel. She has always been in commerce. She has been an Avon consultant, has sold catalogue underwear, and for the last two months has started selling earrings, necklaces, bracelets and rings that she designs and makes herself. Thus, her customers can order crafts according to their own taste, design, color and size requirements. María Eugenia’s customers are the same ones from her catalogue sales and private customers that come direct to her house. Because of this, her working schedule is flexible and relative. She buys materials in Santiago where she obtains thread, pearls and hooks to make the hoops. She will use this loan to buy more materials and she intends to also buy a sewing machine. María Eugenia lives with her family. She has three children who are 26, 20 and 16 years of age. Her youngest daughter helps her with the crafts. Her husband is on medical leave (temporarily incapacitated to work) on temporary rest due to work-related stress. This is why she’s motivated to stay in business and increase her income. Her dream is to purchase an embroidery machine and a vehicle since she currently transports her goods in a push cart. What María Eugenia most likes about Fondo Esperanza is that it provides the opportunity to acquire a loan which can be invested in her business; in addition, the companionship from the group and the training from the advisor. Pudahuel is a commune in the west of metropolitan Santiago (capital of Chile). In the Mapudungun (indigenous Mapuche language) it means “place where the waters come together” or “place of puddles,” because it has a varied web of waterways made up of the Mapucho River, the Lampa, Carén and Las Cruces marshes which make its land suitable for farming thanks to the abundance of subterranean water.

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Translated from Spanish by Kiva volunteer Polliz



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