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Hmayak T. is 30 years old. He lives with his parents and his wife in Lchashen village near Sevan. He has a general secondary education and for ten years he has been engaged in animal husbandry. With his family's assistance, Hmayak raises cows, sheep, pigs and chickens. Due to the income from his farming, Hmayak has supported his family’s needs, increased his numbers of livestock and bought a truck, which he uses for transporting fodder.

Hmayak is asking for a 600,000 AMD loan to buy fodder for his livestock.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • 365.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Hmayak to buy fodder for his farm animals.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 16, 2011
Feb 16, 2011
Currency Exchange Loss:
Mar 15, 2013