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Taroci is a 38-year-old lady who runs a vegetable sprout business. She is married to Joseph, 49 years old and has been blessed with 3 children namely: Feby, 15 years old who is in the third grade of Junior high school; Astrid, 10 years old who is in the sixth grade of Elementary school; and Bastian,who is 1 year old.

Taroci makes a living from selling sprouts. In running the business, Taroci is assisted by her husband whose legs are handicapped. In a day, they are able to generate income between IDR 25,000 to 35,000. She feels that her income is very little, and not enough to meet the daily needs of her family as well as her children's education needs. She said that in the dry season, she faces the difficulty of getting water for the sprouts. As a result, the production of sprouts decreases during the dry season and it automatically effects her income. To overcome this situation she said that she needs a water reservoir to save water for the sprouts and to buy more containers for her sprouts. Besides selling sprouts, she also wants to buy other types of vegetables and cooking spices to be sold in order to increase her income.

To implement her plan, Taroci is requesting a loan amounting to IDR 10,000,000 from TLM. She really hopes that TLM could help her in improving her business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 25
    View loans »
    Indonesia Loans Fundraising
  • $6,141,800
    Funds lent in using Kiva
  • 8,898.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Taroci to buy vegetables and cooking spices to sell.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 27, 2011
Feb 16, 2011
Currency Exchange Loss:
Jul 21, 2012