A loan of $250 helped to buy groceries, toiletries and beverages to expand her product inventory.

Teodora's story

This is Teodora R., 56, a resident of Caloocan City, Philippines. She is married to Romeo, a welder, and mother to their two children. She, together with her husband and children, manage their own household while operating their business. At this time, she is working hard to continually provide income for their everyday expenses.

Teodora operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP worth of cooking oil, or an egg. Arlene earns by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 400 in sales every day.

To help her continue operations of her business, she is requesting a PHP 10,000 loan. She will be using the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her income as she expands her business.

Teodora hopes to be able to expand soon, just as she fervently hopes that her business will stabilize and be successful one day. She faithfully meets up with her co-fellowship* members to share stories of her work every week.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay micro finance loans.

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