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Cultivating rice is part of 47-year-old Nget N.’s daily routine. She and her husband always plant their rice crops following the dry and rainy seasons. Nget N. also makes bamboo baskets for the market. She is the mother of five unmarried children, three of whom are employed in different jobs.

Nget N.'s house is in the repair process but it is not yet finished because she doesn't have enough savings to continue. To deal with this problem, Nget N. is asking for a loan to buy wood to finish repairing her house. She hopes to use the rest of the loan to buy rice for the family to eat.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Nget to buy wood to finish repairing her house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Mar 1, 2011
Currency Exchange Loss:
Jun 15, 2011