A loan of $4,250 helped a member to buy fruit and chickens.


Zhullin (Cuenca) Group's story

The Zhullin community bank is made up of twelve women and one man who work hard in their jobs and different business activities so that they can offer their families a better life. They are very kind and charismatic people who live in the Zhullin neighborhood or surrounding areas. This neighborhood is characterized by the fact that its inhabitants work raising animals and farming crops. A lot of the population works in different businesses in the cities of Cuenca and Azogues. María Mariana C. is a member of the Zhullin community bank. She lives in Cañar canton and this is the first loan she has taken as a member of her community bank. She was invited to join this group of hard-working women by her sister. María Mariana works as a cleaner three days a week, from 8.00am to 3.00pm. She is 29 years old, lives with her partner, and has 3 children aged 10, 8 and 4 months. Her eldest two children attend a local elementary school. Her husband works as an assistant on a bus. They do not own their own home but rent. María Mariana will invest her loan money in buying fruit to set herself up in a fruit selling business. Her dream is to own her own home. Blanca Marina Pérez lives in Descanso neighborhood, in the city of Azogues. She is 34 years old, is a single mother, and has 4 children aged 17, 12, 10 and 10 months. Her eldest daughter is married and lives independently. Her 12 year-old daughter attends a beauty academy, her third child (a boy) is attending a local elementary school. Through a lot of hard work, Blanca has managed to obtain a small house, provided by the church. Blanca Marina has been working as a cleaner for 10 years. She works from Monday to Friday, from 9.00am to 3.00pm. For the past 3 months, she has been raising chickens. This is the first loan she has requested through her community bank and she was invited to join by her mom. She will invest her loan money in buying chickens so that she can grow more in this business. Her goal is to get her children ahead in life.

In this group: Alexandra De Jesús, Verónica De La Nuve, María Eulalia, Alexandra Elizabeth, María Angelita, Rosa María, María Mariana, Jimmy Armando, Luz Margarita, Ruth Valeria, Blanca Marina, Rosa Etelvina, Marjorie Marisela
*not pictured

Translated from Spanish by Kiva volunteer Linda Oxnard


Loan details


Lenders and lending teams



Loan details