A loan of $2,500 helped a member buy sugar, boxes of soap, bleach, soft drinks, Sabritas chips, Bimbo bread, crackers, Barcel snacks, rice, beans, eggs, sugar, milk, toilet paper, purified water, and disposable plates, glasses, and spoons.

San Miguel Group's story

This communal bank is called "San Miguel," and it is located in the community of Atlacahualoya, Axochiapan, in the state of Morelos, Mexico. It consists of 7 women who know each other and are neighbors. They are Señora Cecilia M. M., who is going to buy merchandise: sugar by the kilo, eggs by the kilo, toilet paper, and oil by the liter; Señora Margarita M. Aragón is going to buy merchandise: soap, sugar by the kilo, oil by the liter, eggs by the kilo, Sabritas chips, and soft drinks; Señora Roberta M. M. is going to buy merchandise: soft drinks, juices, soap, peppers in vinegar, sugar, eggs, and oil; Señora Lina C. Hernández is going to buy merchandise: Sabritas chips, soft drinks, and juices by the case to stock her business; Señora Alicia E. N. is going to buy flour, sugar, eggs, butter, fragrances, and a mixer for her business; Señora Virginia R. A. is going to buy corn husks, corn, lard, and a casserole to make her tamales; Señora Alma América F. R. is going to buy soft drinks, PepsiCola by the case, pitchers, and CocaCola wholesale.

Señora Roberta is the representative of the group. She is 50 years old and is married, with three children: Luis Enrique is 10 years old and is in primary school; Arseño, who is 20, left for the United States to work; Nayely, who is 17, is not in school but helps her mother tend the store. Señora Roberta has a grocery store and is applying for the loan to stock her store. She is going to buy sugar, soap, bleach, soft drinks, Sabritas chips, Bimbo bread, crackers, Barcel snacks, rice, sugar, milk, toilet paper, purified water, beans, and disposable plates and glasses. She began her business 10 years ago with money they had saved. Her husband went to the United States to work, and later she also went to the United States to work in a laundry. She was there for two and a half years and her husband for three years. She sent money to her mother and she kept it in the bank. Her husband also saved and sent money to his brother, who kept what he sent in the bank. When they came back, her mother and her husband's brother turned over the money they had saved and then they bought land, built their house, and stocked her store. Señora Roberta also has a pottery business. She makes casseroles and pots of different sizes. She makes jars on the Day of the Dead. She and her husband work in the pottery business and their daughter works in the store. Atlacahualoya is a town where her children like to live. Her mother and her brothers came there to work in the fields and stayed there to live, and since her mother was taking care of their children, they didn't want to go back to San Marcos and stayed in Atlacahualoya to live. They like it because it is peaceful. They plant onions and green calabashes. They celebrate the fiesta of San Miguel on the 29th of September. There are fairs, first communions, dances, and bullfights. Her business has helped her family to have money for the school expenses of their son. The improvements that she wants to make on her house are to fix it up and put on tiles. Her plans and hopes are that her children will do something more. She is going to leave her house to them, if they want to continue living there, they will see.

The members of the group want to tell Kiva and the Fundación Realidad "We give them thanks for their loans and for continuing to lend to us. We hope we don't make a bad impression. We thank them very much because they are helping us to grow in our businesses."

In this group: Cecilia, Margarita, Roberta, Lina, Alicia*, Virginia, Alma America
*not pictured

Translated from Spanish by Kiva volunteer Pam McMurry

Loan details

Lenders and lending teams

Loan details