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Shameem's Group
In this Group: Shameem, Farzana, Ruqaiya, Hazran, Shazia
Shameem is a housewife and lives with her husband and 5 children in Kalar Abadi, a small housing development in Gujranwala. Gujranwala is located in the Punjab, an area famous for its industries and rice crops.

Shameem stays at home and takes care of her children and does her household responsibilities. She is a very active lady and is always ready to help her family in every possible way. She is 53 years old. Her husband’s name is G. T.. He works in a hospital and earns a reasonable income.

Due to financial constraints, Shameem was unable to help her elder children finish their education. They left school and started working to financially support the family. Her eldest son works in a factory, her second son has a job with a private company, and her daughter sews clothes for neighboring clients. Her remaining children are enrolled in a local school and are getting their education.

Shameem has applied for a loan from Kiva partner Asasah for her husband. He wants to start a transport business to run after he completes his day job. With this loan he will buy a rickshaw, which will help him earn extra money every month. Shameem is hopeful that this investment will help her family enjoy a better financial life by increasing her household income.

Shameem is a regular loan user of Asasah's. This is her 5th loan application. In previous loan years, she has maintained good credit behavior and had never missed any meeting.

Note: In the photo, the lady holding a book (called Asasah Passbook) is Shameem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 256
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 85.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shameem's Group's $1,200 loan helped a member to buy a rickshaw for starting a transportation business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 10, 2011
Feb 15, 2011
Currency Exchange Loss:
Feb 15, 2012