A loan of $325 helped to purchase additional products to sell such as canned goods and snack foods.


Amor's story

Amor A. is from the village of Port Area, Iligan City. She is 22 years old, single, and has two infant children. To make a living, Amor owns and operates a sari-sari (variety) retail shop. While not the only means for generating revenue, the main source of income for the business comes primarily from buying and selling daily use products such as shampoo, soap, canned goods, snack foods, and toothpaste in the local community. Amor has been engaged in her business for over two years and earns approximately 4,500 PHP a month.

In 2008, Amor joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Amor has successfully repaid a previous loan of 11,000 PHP from HSPFI, which was used to to purchase additional inventory and acquire working capital. Amor is requesting a new loan of 14,000 PHP, which will be used to purchase additional products to sell such as canned goods and snack foods. This loan will be Amor's fourth loan taken out by Amor from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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