A loan of $250 helped to fund her business operations.


Ma. Carmelita's story

Ma. Carmelita M. is a married woman who lives in Brgy. Mantalongon, Dalaguete, Cebu. She earns her living by operating a vegeatable dealer business. Her husband Francisco , who is 47 years old, works as a farmer to earn his living, and also helps in his wife's business activities. They have eight children who are 13 to 27 years old. Ma. Carmelita joined NWTF-Project Dungganon in 2007 because she aspired for something better for her family. With the help of her past 7th loans from NWTF-Project Dungganon, Ma. Carmelita has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 14,000 helped her earn a monthly profit of PHP 14,000, uplifting the family's standard of living.

This time, for her 8th cycle loan, she is borrowing PHP 10,000, which she intends to use it for additional capital for her business so that she could continue to save up for the future education of her children. Ma. Carmelita M. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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Loan details