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Sober Group
In this Group: Tenneh , Symithy, Finah
In the photo are members of the “Sober” group. They are small scale businesswomen based in Kabala, a town in northern Sierra Leone. This is the first loan these entrepreneurs are accessing from SMT/Kiva lenders. With this loan, they will be able to expand their businesses, make more profit and consequently improve their standards of living.

The leader of this group is Tenneh C.. Tenneh is 35 years old. She was born in Freetown but she is currently residing in Kabala with her husband and 4 children. Her husband is a businessman and 3 of her children are attending primary school. Her eldest child is in secondary school. For 18 years now, Tenneh has been selling cooked rice, meat and vegetables. With her share of this loan, she will buy cooking ingredients – palm-oil, rice, fish, tomatoes, etc. at wholesale prices, in order to expand her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,225.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Sober Group's $500 loan helped a member to buy cooking ingredients (palm-oil, rice, fish, tomatoes, etc.) at wholesale in order to expand her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 17, 2011
Feb 14, 2011
Currency Exchange Loss:
Jan 18, 2012