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Makimbilio Group
In this Group: Byenda, Masika, Bahati, Mulihano, Riziki, Faida, Bahati, Apendeki, Furaha, Bahati, Solonge, Kahindo, Mwamulukiza, Kishombe, Ntabanyere, Furaha, Mwadjuma, Furaha, Ciregano, Banyere, Bwema, Yoani, Bora, Chibalonza
Joséphine Ntabanyere is an entrepreneur and advisor of the business group Makimbilio. She is 60 years old, widowed, the mother of 12 children and grandmother of several grandsons. Her sons range in age from 22 to 45. They all have their own homes.
Joséphine Ntabanyere sells drinks (Primus, Fanta, and Aigle). She sells from her home. She was able to start her business with money received from her husband when they were young. Around 2010, she received a loan of $50 from IMF Hekima. She has been in business for 30 years. This new loan will help her to stock up on new products (5 cases of Primus, 3 cases of Fanta and 2 cases of Aigle). In addition, she aspires to grow her business and spend the rest of her life in peace with her sons, daughters and grandsons. Joséphine Ntabanyere Katungu thanks Hekima for their work dedicated to poor women who are excluded from the traditional banking system. The Makimbilio group is made up of 24 members. Two members were absent when the picture was taken.
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Ntabanyere Joséphine est entrepreneur, conseillère du groupe d’affaire Makimbilio, âgée de 60 ans, veuve, mère de 12 enfants. Grand mère de plusieurs fistons. Son fils ainé et cadet ont respectivement 45 et 22 ans. Tous ont leurs propres foyers. Ntabanyere Joséphine est vendeuse de boissons (Primus et Fanta, Aigle). Elle s’installe à son domicile. Elle démarra son activité avec un fonds propre reçu de son mari dans leur jeunesse. vers les années 2010, elle bénéficia de crédit de l’IMF Hekima de 50$. Il ya 30 ans qu’elle est en action. Ce nouveau crédit doit lui servir de s’approvisionner avec des nouveaux produits (5 casiers de Primus, 3 casiers de Fanta, 2 casiers d’Aigle). En plus, elle ambitionne agrandir son entreprise, passer le reste de sa vie en paix avec ses fils, filles et ses petits fils. La cliente Ntabanyere Joséphine remercie Hekima pour ses actions dédiées aux pauvres femmes exclus de banque classique. Le groupe Makimbilio est constitué de 24 membres. les deux membres furent absents lors de prise de photo du groupe

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Makimbilio Group's $2,625 loan helped a member to buy drinks: 5 cases of Primus, 3 cases of Fanta, 2 cases of Aigle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Feb 15, 2011
Currency Exchange Loss:
Jul 15, 2011