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Rani's Group
In this Group: Rani , Fozia, Elizabeth, Saima, Shaheen
Rani belongs to a big metropolis called Lahore, the second largest city of Pakistan. She is 40 years old and has lived with her family in a 3 room brick house in the area of Yadgar for the past 26 years. She is married to S. M., who is a blacksmith and makes iron boxes on order. The iron boxes are used to keep clothes, quilts and blankets in houses. He has been doing this business for the past 5 years and has a good number of clients in his area who give him regular orders due to his ability to make quality boxes at cheap rates.

Rani is a caring lady, who prefers to stay at home and manage the household chores. She has a very good nature and loves keeping flowers at home. She enjoys taking care of them. She is the mother of 2 sons. Her eldest son is a tailor by profession while the second one is studying in class 9.

Rani has applied for a loan from Kiva partner Asasah for the improvement of her husband’s business. With the loan, he will buy iron to make more iron boxes for selling. Rani is hopeful that the loan investment will help her husband to improve his business and also for her family to enjoy a better life. She is a regular loan user of Asasah and this is her 4th loan application. In previous loan years, she has maintained a good credit behavior and never missed any meetings.

This is a group loan. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 295
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rani's Group's $1,150 loan helped a member to buy iron for making iron boxes for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Feb 14, 2011
Currency Exchange Loss:
Feb 15, 2012