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Em's Group
In this Group: Em, Oem, Oem, Kong
Mrs. Em T. is a farmer who owns a plot of land to grow vegetables to support her family. Since her business is getting on well, she wants to expand. To improve production, Mrs. Em T. is seeking a loan to buy vegetable seed and fertilizer. Her husband, Mr. Koeun Port, is a traditional healer who also earns some money to support the family. Through their activity, they support two children who are studying in a local public school.

Four people make up this group from Veay Chhneah village, Takeo province. Mrs. Em T. is the group leader who has been selected by the other members. They will each use their portion of the loan for different purposes to improve their standard of living.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 222
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Em's Group's $575 loan helped a member to buy vegetable seed and fertilizer.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Mar 1, 2011
Currency Exchange Loss:
Feb 1, 2012