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Miguel Antonio
Sr. Miguel Antonio M. works in the town of Masaya in the Department of Masaya. For the past six years, he has worked as a collections analyst for a company located in the same district. Miguel is married and has three people in his family who are dependents.

He currently needs to make improvements to his home. In January 2011, earthquake tremors damaged the walls of his house. For this reason, he visited the offices of CEPRODEL so that he could make repairs. This will enable him to have a decent home where his family can grow in a healthy environment.

View original language description ↓
En el municipio de Masaya, Departamento de Masaya, labora el señor Miguel Antonio M. M. , el cual tiene 6 años de laborar como Analista de cobranza en una empresa ubicada en la misma zona. Es casado solo depende tres personas del cual está compuesto su núcleo familiar.

Actualmente tiene la necesidad de realizar mejoramiento de vivienda en su casa de habitación ya que en enero del 2011 hubieron unos temblores y de dañaron las paredes de su casa y por tal razón visita las oficinas de CEPRODEL para realizar dicho mejoramiento, considera que de esta forma estará dándole un hogar digno a su familia ya que quiere que ellos crezcan saludablemente.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Miguel Antonio repair the walls of his home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 10, 2011
Mar 1, 2011
Currency Exchange Loss:
Nov 8, 2012