A loan of $375 helped to purchase spare parts and oils to improve her service.


Maria Erma's story

Maria Erma belongs to the Esmeralda Communal Bank in the Tarapoto District of the San Martin Province within the Department of San Martin. She is 39 years old, has a live-in partner, and is the mother of two children who are students and are still her dependents.


She has worked for many years providing urban transportation services in her motorcar. Her husband is responsible for going to different places in the city. She has 16 motorcars, each of which has a driver who works daily. Maria Erma earns 350 Peruvian Nuevos Soles (PEN) each day.


With this loan of 1,000 Peruvian Nuevos Soles (PEN), she will purchase spare parts and oils such as lubricants, steering wheel hubs, and spark plugs in order to provide better service and tend to the customers much better. Today, she is an independent woman and it is her and her husband who make the decisions and manage their business.


Maria Erma tells us that belonging to a women’s group has helped her to better know her rights and together, they make themselves respected. She is grateful for Movimiento Manuela Ramos for helping her to begin in the area of business.

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Translated from Spanish by Kiva volunteer Kathleen O'Connell


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