A loan of $525 helped to purchase additional stocks of rice in bulk.


Jane's story

Jane Mtubesya is a 31 year-old single mother of two, Jackline, 11 and Jessica, 8. In 2002, she established a business selling raw rice and now requires a loan of $525 in order to purchase additional stock and expand her business. Jane has already successfully repaid one loan from SELFINA and plans to do so again.

SELFINA is engaged in economic empowerment of women in Tanzania through a leasing and leaseback facility as a practical way to achieve economic and social emancipation of women.

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro Leasing. Customs and traditions in Tanzania normally make it difficult for women to own land and assets, thus they are termed not credit worthy by financial institutions as they lack tangible collateral assets. This leads to poor financial support, hence poor access to basic needs and services for women with low incomes.

SELFINA buys and leases equipment to women. Where a client needs working capital, SELFINA buys equipment from the said client, extending a loan to her, and then leases back the same equipment – a process called sale and leaseback arrangement.


Loan details


Lenders and lending teams



Loan details