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Batool's Group
In this Group: Batool , Sarwar Bibi, Riaz Bibi
Batool belongs to Okara, a small city in Pakistan known for its agricultural industry. She lives there in the small colony named Tariq with her family in a two-room brick house for past many years.

She is 56 years old and is married to A. R.. They have three sons, one of whom does embroidery work to financially contribute to the family.
Batool's husband has a business of selling vegetables. His shop is located in the market and he is well known in the area for selling fresh quality vegetables. Batool is a homemaker and a very good administrator. She manages her household expenses very well and manages her household work by staying at home.

She has applied for a loan from Kiva partner Asasah to improve her elder son’s business of embroidery. With the loan, he will purchase embroidery material such as beads, colored thread and clothes in bulk that will help him in completing orders on time and will allow him to produce better quality embroidered clothes.

He is operating this business for past eight years and Batool is very hopeful that her son’s business will be expanded further after buying embroidery material in bulk with the loan. Batool is a regular loan user of Asasah and this is her fifth loan application. In the previous loan years, she has maintained a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 367
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Batool's Group's $725 loan helped a member buy embroidered material for embroidery business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 3, 2011
Feb 13, 2011
Currency Exchange Loss:
Jan 15, 2012