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Hermine K. has been trading in children’s clothing since 2004. A translator by profession, she could not earn sufficient income. She works from a rented trading booth at a busy city market. She has her permanent clientele.

To bring in new inventory, Hermine has applied for a loan. The income from her business is the main income for her family with two school children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hermine children's Clothing.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 25, 2011
Feb 13, 2011
Currency Exchange Loss:
Sep 17, 2011