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This member belongs to the "LA ÑUSTA III" communal bank which is located in the district and province of Calca in the department of Cusco.

Mrs. Cerafina is 52 years old, married and has nine children. She buys and sells fruit and vegetables throughout Valle Sagrado at trade fairs in Urubamba, Calca and Ollantaytambo. She has a stall at the Calca market where she works on days when there are no fairs elsewhere.

She is a very optimistic, happy person who works hard to earn a living for her family. This is the only activity she is involved in for now.

She plans to use the loan to buy more fruit and vegetables for her business so she can keep up with customer demand. She is very grateful for the loan and committed to paying it back on time.
View original language description ↓
La socia pertenece al banco comunal” LA ÑUSTA III”; El banco está ubicado en el distrito de Calca, perteneciente a la provincia de Calca y departamento de Cusco.

La socia es la Sra. Cerafina; ella tiene 52 años de edad, casada y tiene 9 hijos; La socia se dedica a la compra y venta de verduras y fruta ella compra para luego venderlo por todo el Valle Sagrado cuando hay ferias como Urubamba, Calca, Ollantaytambo,la socia también cuenta con un puesto en el mercado de Calca donde trabaja los días que no hay ferias , la socia es una persona bien alegre ,optimista y con muchas ganas de seguir adelante por su familia , esta es la única actividad que ella realiza por el momento.

La socia solicita el préstamo para la compra de más verduras y frutas para su negocio y así poder abastecer a más clientes.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Cerafina to buy fruit and vegetables for retail sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Feb 12, 2011
Currency Exchange Loss:
Jul 15, 2011