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Ludmila is married with two daughters, aged 11 and 13 years. She runs a teenage clothing sales business at two different markets of Ivano-Frankivsk: Central Marketplace and Novgorodskyi Market. She launched her venture 9 years ago through lending assistance for start-ups. Her monthly income, which is the main source of income for the family, currently amounts to 8,000 Grivnyas.

Ludmila is requesting a loan of 17,500 Grivnyas to increase her assortment of merchandise. She is planning to continue expanding her trade and to open a new vending location in the future. Profits generated will be used to finish construction of her private house, which is still in progress.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Ludmila to increase her assortment of merchandise.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jan 26, 2011
Feb 12, 2011
Currency Exchange Loss:
Jan 15, 2012