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Ilham is a young mother of two daughters and one son. Ilham and her husband Muhammad have a small farm raising goats and sheep for sale. Jabalia refugee camp which is known for its high population secures them a good number of clients, both individuals and butcheries.

Ilham took a loan from FATEN to purchase more livestock and feed to enlarge the business and increase the returns. They depend on the farm as it is their primary and only source of income.

Ilham's husband appears in the picture here as she is a religious woman.

About this loan product:

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the culturA. context by attaching a 0% interest rate to the loan.

In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principA. loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 146
    View loans »
    Palestine Loans Fundraising
  • $14,274,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,375 helped Ilham purchase more goats and enlarge the business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 11, 2011
Feb 11, 2011
Currency Exchange Loss:
Sep 15, 2012