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Piedragacha Group
In this Group: Martha Olga, Damariz, Mercedes, Maria Luisa, Esther, Yesica Ivette, Maria Elena*, Rosa Maria Francisca, Maria Umbelina
* not pictured
This photo was taken at Umbelina’s house, a member of the Piedra Gacha group, which is located in the state of VeraC.. In the photo one can see all the members of the group.

She has sold fast food snacks; she started this business two years ago. She’s asking for a loan to enlarge the locale to accommodate more clientele. Her neighbors classify her as being a hard working person.

She is happy at the time of requesting the loan. She is 54 years old and finished high school. She’s married and has a son.

She wants the loan to enlarge the locale and she also expects that her sales and income will increase.

Esther S. is the group President. She’s 21 years old and finished middle school. She’s married and has two children. She has sold shoes for the last year. She is asking for the loan to increase her credit at the shoe shop.

The group has 9 members and this is their first loan request.
View original language description ↓
Esta foto fue tomada en la casa de la señora Umbelina, una integrante del grupo piedra gacha,que esta ubicado en el estado de VeraC., en la foto se ve a todas las integrantes del grupo, ella se dedica a la venta de antojitos que inicio hace 2 años, solicita el prestamo para ampliar su local y tener mayor clientela, sus vecinos la catalogan como una persona trabajadora, al momento de solicitar el prestamo se siente muy contenta, ella tiene 54 años, estudió la preparatoria, es casada y tiene un hijo. Quiere este crédito para ampliar su negocio, también espera que sus ventas e ingresos aumenten. Esther S. es la presidenta del grupo y tiene 21 años, estudió la secundaria, es casada y tiene 2 hijos, ella se dedica a la venta de calzado que inicio hace 1 año, solicita el prestamo para incrementar su crédito en la zapateria, el grupo esta conformado por 9 integrantes y es la primera vez que solicitan un crédito

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 61
    View loans »
    Mexico Loans Fundraising
  • $22,256,000
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Piedragacha Group's $2,350 loan helped a member to enlarge the locale to sell Mexican food.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 25, 2011
Mar 1, 2011
Currency Exchange Loss:
Jul 15, 2011