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Javier lives on income he makes from renting out property. He lives in Tacagua neighborhood, in the city of La Paz . His home has a room that is currently used as a living room but with the growth of his family and the reduced space in his home, he needs to divide this room up so that his children can live in it. Javier owns his own home. He will use his loan money to buy building supplies, cement and stucco (render) to divide the room. This will improve the living conditions of his family. This is Javier's fourth loan with IMPRO.
View original language description ↓
Javier es rentista; vive en la zona de Tacagua de la ciudad de La Paz. Su vivienda tiene una habitación que funciona como sala, pero con el crecimiento de su familia y el espacio reducido en su vivienda necesita la división de esa habitación para habilitarla para sus hijos; vive en casa propia. Con el dinero del crédito comprara material de construcción, ladrillo, cemento, estuco para dividir la habitación. Esto para mejorar las condiciones de vida de su familia..
Es el cuarto crédito con IMPRO.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 119
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Javier to buy materials to divide up a room in his home so that his children can live more comfortably.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Feb 10, 2011
Currency Exchange Loss:
Mar 15, 2012