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Daniel K. is an agent of Compassion International, a Rwandan organization helping children, a vendor of phone accessories and a client of ACD since 2009. He is 37 years old and married. He is born in Congo (RDC). He has four children between two and 11 years of age, three of whom are in school. He has finished five years of secondary school. He is going to use his loan to purchase 60 phones, one computer, one amplifier, one radio, 100 batteries, 200 chargers and 300 cases for his phone accessories store in Gisenyi. His business strategy is to take out loans allowing him to increase his sales volume. He also buys electronic parts. He would like to be able to become financially independent, grow his business and open his own company. As to his private life, he would like to ensure the well-being of his family and provide for his children’s school fees. In order to increase his revenue, he rents out a house for 60,000 Rwandan francs per month.
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Daniel K. est agent de Compassion International, une organisation Rwandais qui aide les enfants, commerçant des accessoires téléphoniques, et client d’ACB depuis 2009. Il a 37 ans, il est marié, et né a Congo (RDC). Il a 4 enfants entre 2 ans et 11 ans, 3 de qui vont à l’école, et il a fini 5 ans d’école secondaire. Il va utiliser son prêt pour l’achat de 60 téléphones, 1 ordinateur, 1 amplificateur, 1 radio, 100 batteries, 200 chargeurs, et 300 housings pour son commerce des accessoires téléphoniques à Gisenyi. Sa stratégie pour la croissance de l’affaire est de solliciter ce crédit tout en augmentant les quantités vendues dans son atelier, il achètera aussi les matériels de technicité. Il voudrait s’autofinancer lui-même, développer son secteur, et construire sa propre maison commerciale. Pour la vie, il voudrait assurer le bien-être de sa famille, et payer les frais d’études pour ses enfants. Pour gagner plus de revenue, il loue une maison pour 60,000FRW par mois.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 594.9
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Daniel purchasing 60 phones, a computer, batteries for mobile phones, etc,.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 2, 2011
Feb 10, 2011
Currency Exchange Loss:
Jun 15, 2011