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Malaika Group
In this Group: Mukagerasi, Ntizihabase, Lwasso, Yalala, Furaha, Bahati, Mawazo, Bora, Mbambu Vumilia, Mauwa, Riziki, Ndambugha, Riziki
H. Furaha is an entrepreneur and leader of the Malaika business group. She is 39 years old, married and the mother of six children. Her spouse assists her in her business.

H. Furaha sells charcoal in a depot where wholesalers display their goods. She started her business with her own funds, $300 supplied by her husband. She has been running her business since 2000.

Later she benefited from a $50 credit loan from the Hekima MFI. This new loan will serve to resupply her merchandise (57 bags of charcoal). Moreover her ambition is to expand her business and see her children complete their education.

As a customer H. Furaha thanks Hekima for its actions dedicated to impoverished people who are excluded from normal banking services. The Malaika group is made up of 13 members, comfortably dressed in their unit’s uniform.
View original language description ↓
Furaha H. est entrepreneur, leader du groupe d’affaire Malaika, âgée de 39 ans, mariée, mère de 6 enfants. Son conjoint l’assiste dans s son business. Furaha H. est vendeuse de braises,elle s’ installe dans un dépôt d’exposition de grossistes. Elle commença son business avec son fonds propre reçu de son mari d’une valeur 300$. Depuis 2000, elle exerce cette activité. Plus tard, elle bénéficia de crédit de l’IMF Hekima de 50$. Ce nouveau crédit doit lui servir de s’approvisionner avec des nouvelles marchandises (57 sacs des braises). En plus, elle ambitionne agrandir son entreprise et voir ses enfants finir leurs études. La cliente Furaha H. remercie Hekima pour ses actions dédiées aux pauvres exclus de banque classique. Le groupe Malaika est constitué de 13 membres, bien habillés confortablement avec l’uniforme d’unité.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 13
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Malaika Group's $5,000 loan helped a member 57 bags of charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Feb 9, 2011
Currency Exchange Loss:
Jul 15, 2011