Atanas M. is 33 years old. He has been working since he was thirteen. First he was a barman and then a manager of some restaurants and bars in the city. Since then he has dreamed to have it’s own bar. His father who is an auto fitter helped him realize his dream. So 6 years ago Atanas found a bar on one of the main streets of the city. Because of the seasonal character of this business he soon decided to start with trade and two yeas ago he found clothing shop in a visited market in the city. Because of the quality of the clothes that he sells and the business of the marketplace Atanas has many clients and this makes him think of opening another shop. He needs $ 2 000 for this purpose.