A loan of $350 helped to purchase a stock of more items for the store.


Merlina's story

Merlina is a 38-year-old married woman who supports her family by operating a general store and buying and selling dry goods. She lives in Puerto Princesa City, Palawan. She has been a member of NWTF-Project Dungganon since 2005 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her general store and buying and selling dry goods, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 6,200. Merlina is borrowing PHP 15,000 so that she can purchase more stock for her general store.


This will be her eighth loan from NWTF-Project Dungganon. Her previous loan of PHP 15,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Merlina aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon way.


About NWTF

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon -- a title of esteem that is bestowed upon a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team.



Loan details


Lenders and lending teams



Loan details