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Luis Alberto
Luis V., age 45, is married to Mrs. Idealda Ortega, with whom he has 4 children: Nereyda, age 22, who is married and has her own family; Luis, age 18, a university student; Jeffrin, age 11, who is in the fifth grade of elementary school; and the youngest, Justin, who is 2. Luis has worked for the Juigalpa Municipal Town Hall for two years, and is currently employed as a municipal police officer. He is a hard-working and responsible person. His assets are the fruit of his hard work, which he has done with responsibility and a great desire to succeed.

He is requesting Kiva's support for the second time for this loan, with which he hopes to finish a room added on to his house.
He dreams of offering his family better living conditions.
View original language description ↓
Luis V. de 45 años de edad, casado con la Sra. Idealda Ortega con quien tiene 4 hijos: Nereyda de 22 años la cual es casada y tiene su propia familia, Luis de 18 años es universitario , Jeffrin de 11 años estudiando el 5to grado de primaria y el menor Justin de un dos añitos de edad, Don Luis labora para la Alcaldia Municipal de Juigalpa desde hace dos años actualmente se desempeña como Policia Municipal, es una persona esforzada y responsable, sus activos son frutos de su trabajo el cual ha asumido con respnsabilidad y con grandes propositos por cumplir.

Solicita el apoyo de Kiva por segunda vez para este credito con el cual pretende terminar un cuarto anexo a su casa.
Sueña con darle mejor condiciones de vida a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Luis Alberto home improvements.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2011
Mar 1, 2011
Currency Exchange Loss:
Oct 15, 2011