Mujeres En Esperanza 1, 2 & 5 Group
Raysa sells new footwear. Purchases are wholesale and by catalog. She has been in different businesses for several years. She has been selling shoes for one year. She used her first loan from Esperanza to invest in her business. She is currently receiving her second loan. She is very grateful for the loans because she has been able to advance and invest in her business. She will use her new loan to buy merchandise wholesale.
Raysa belongs to the Mujeres en Esperanza (Hopeful Women) 1, 2, & 5 Group. The group is comprised of 15 members. Each one of them works day to day in their business activities in Santo Domingo. It is one of the communities with scant resources located to the north of the city.
Her story represent the other members of her group. Her story also represents Esperanza’s other clients, the Haitians (most of whom have immigrated to the Dominican Republic from Haiti, some of them recently) as much as the Dominicans. They generally live in very poor communities. This zone, like a lot of other zones with scarce resources in the Dominican Republic, lacks potable water and steady electricity.
Raysa se dedica a L. venta D. calzados nuevos, en compras al por mayor y por catálogos, lleva ya varios años realizando diferentes negocios, y con L. venta D. zapatos lleva ya 1 año, al mismo pudo invertirle su primer préstamo con Esperanza, en L. actualidad recibe su 2 prestamos. Se siente muy agradecida por que con los préstamos a podido avanzar y poder invertir en su negocio. Este nuevo préstamo será invertido en L. compra D. mercancías al por mayor.
Raysa pertenece al grupo Mujeres en Esperanza 1, 2 & 5, un grupo formado por 15 miembros, cada uno D. ellos días a días realizan sus actividades D. negocios en L. ciudad D. Santo Domingo, en una D. las comunidades D. mas escasos recursos ubicada al norte D. L. ciudad. Su historia representa a los demás miembros D. su grupo y a los clientes D. Esperanza, tanto los haitianos (quienes en su mayoría ha emigrado hacia L. República Dominicana desD. Haití, algunos D. ellos recientemente) y los dominicanos, quienes por lo general viven en comunidades muy pobres, esta zona, como muchas otras zonas D. escasos recursos en L. República Dominicana, carecen D. agua potable y energía eléctrica constante.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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