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Don Agustin is 43 years old and has worked as a security guard for “Pueblo en Acciòn Comunitaria” (a community action NGO) for 14 years. He has two children. One is 15 years old and studying in the fifth year of secondary school. The younger child is 13 years old and in sixth grade. His wife also works and receives a monthly salary. Both of them share in the family expenses and loan obligations since they are a very close family. Don Augustin is tremendously grateful to Kiva for the support it provided through the previous loan which he used to build a room.

He is requesting his third loan to maintain a room and add a closet, thereby providing better conditions.

His dream in life is for his family to enjoy better conditions and to have stable employment.

View original language description ↓
Don Agustin de 43 años de edad labora como guarda de seguridad para Pueblo en Acciòn comunitaria desde hace 14 años, tiene dos hijos, unod e 15 estudia 5to. año de Secundaria y el menor de 13 años estudia 6to. grado de primaria, su esposa tambien trabaja y recibe un salario mensual ambos comparten con los gastos familiares y con los compromisos crediticios ya que son una familia bien unida. Don Agustin le agradece grandemente a Kiva por el apoyo brindado en el credito anterior por el cual logro construir su habitacion.

Solicita 3er credito para darle mantenimiento a una abitaciòn el cual pretende hacerle un closeth y asi gozar de mejores condiciones.

Su sueño en la vida es que su familia goze de mejores condiciones y tener estabilidad laboral.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Agustin maintain a room & add a closet.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 29, 2011
Mar 1, 2011
Currency Exchange Loss:
Jun 15, 2012